FAQ

  • What are the advantages of taking out a mortgage in Poland, rather than in my own country?
  • Should I use a specialist credit broker to help me apply for a Polish mortgage?
  • How do I select the most appropriate borrowing currency in Poland?
  • What is the range of mortgage products available to foreign investors looking to borrow in Poland?
  • How are interest rates determined for Polish loans?
  • Are interest-only loans available to foreigners looking to buy property in Poland?
  • Are fixed rate loans available to foreigners in Poland?
  • Can I secure a ‘buy to let’ mortgage in Poland?
  • Can I take out a mortgage in my Self investment Personal Pension (SIPP in the UK)?
  • Are discounted mortgage products available?
  • I want to draw down my mortgage in stage payments to finance the purchase of an off plan development in Poland. Is this possible?
  • Can I get pre-approval for a mortgage (a loan promise) before I start looking for a Polish property?
  • How long does it take to get a loan promise following my initial enquiry with the bank?
  • Can I open an escrow account if I am in negotiations to buy a property?
  • I have equity tied up in a Polish property that I wish to release. Is it possible to refinance my existing property?
  • What are the tax implications of taking out a Polish mortgage?
  • How does Poland Mortgage Direct make its money?
  • What are the benefits of using the services of Poland Mortgage Direct?
  • What is the application process for acquiring a mortgage in Poland?
  • What do I need to know about the risks? What do I need to know about the risks?
  • What is a sanctioning fee?
  • What money do I need up front in order to take out a loan?

DISCLAIMERFigures and information provided on this website are meant purely as an indicator of the loan products available through our affiliated mortgage lenders. Specific questions, such as those regarding commission, redemption penalties and paperwork requirements, should be aimed directly at the mortgage lenders themselves.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The value of your loan repayments under a foreign currency mortgage can fluctuate in value if your income is not paid in the same currency.